I found the coolest thing recently, and it's called Karat Bars International.
Short story
Basically, what it is, is you exchange your paper currency to a more stable form of wealth, gold. You get 1 gram of gold for about $60-65 depending on the day's current prices. Also, if you want to make money with it, you can receive commissions, but that is NOT required.
Long story
Buying Karat Bars
Ever since Nixon took America off of the gold standard, the value of our paper fiat currency (fiat currency is any paper currency that isn't backed by gold. The dollar is fiat, the Chinese yen is backed by gold, so it is not fiat) has steadily decreased due to nothingness to hold its value, and from the government printing as much money as they want. Therefore, with more money in the system, yours is worth less, and it will keep going that way until the dollar is worth nothing.
However, gold has held its value since the beginning of time (if not gone up in value) because it's a precious metal and there's a finite amount of it. Having gold protects you from the financial crisis's that have happened across the globe, like in Europe and more recently, Ukraine. Gold has always been used as money, and has never had any of the problems that money has had.
Karat Bars provides you with a way to turn your fiat currencies into actual money, gold. Because you are just exchanging one form of wealth for another, YOU ARE NOT BUYING ANYTHING! You simply turn about $60 of cash into $60 of gold. Countries all over the world including the Untied States are accepting karat bars in their businesses. So if you go to your lgs with two karat bars, you can leave with a booster box and some change. Therefore, there's no risk! You are simply protecting yourself from financial disasters. Karat Bars is also the cheapest way to acquire gold in 1 gram increments. All of their competitors charge $75+. Why go somewhere else to get gold from a company that isn't internationally recognized and pay more for it?
You are probably wondering what exactly a karat bar is. It's one gram of 999.9% pure, 24 karat gold bullion. It's shrink wrapped in a card, the size of a credit card. It's certified as real gold by 2 different companies. Someone I know took one in to a gold store to get it checked, and they verified that it is real gold and it turned out to be about 1.15 grams or something like that.
The problem with buying gold in ounces, is if you want a tank of gas, you aren't going to hand over an ounce of gold. That one ounce of gold is worth 10 times more than what the gas is, however if you have a karat bar, which is 1 gram, you can hand them that and get your $60 of gas. The 1 gram is in small enough quantities that it can actually be used to do business with.
The company is based in Germany and is completely debt free.
The program that we encourage people to do is the 12 week program. Once every week for 12 weeks, you buy one gram of gold, then at the end of those twelve weeks you have it shipped over to you, and you have a reasonable gold savings account. Because it's sold in one gram increments, almost everyone can afford to do this. $60 a week to ensure a secure future for yourself and your family. Now don't think that you are signing a contract that makes you buy a gram a week for 12 weeks. You can actually go in and buy your gold whenever you want, or you can have it be automatic, and you can stop whenever you want. Say your car broke down one week, and you had to use some extra money for repairs. That's fine! You don't have to buy gold that week! Say you just want to buy 2 grams total. That's fine! You can do that. Say you get done with the 12 week program and want to keep exchanging your currency into actual money, that's great! Keep acquiring gold! We just recommend the 12 week program, because it teaches you how to save, and at the end you have a reasonable gold savings account built up.
After you buy some gold, you can pay a $20 shipping fee to have it sent over to you right now, or you can wait, and have them store it in a vault in Germany for free, and send 12 or as many as you want over for $20. If you have them send 1000 plus over at one time, it's free. (But if you have that much money you don't care about the $20 anyways)
In addition to the 1 gram card, you can get 2.5 gram and 5 gram cards. There are limited edition cards (such as one that has pope Francis on it) that you can buy which adds value to the card if you are so inclined. There's also cards for birthdays, Christmas, you can even turn it into your business card (but if you can afford to hand out gold for free, I want to be your friend :P ). They have gift boxes for them (such as an aluminum case. How cool of a gift would that be?! Just like in the movies!). And if you are really interested, they sell karat bars champagne, watches, perfume, and t-shirts.
Earn money with Karat Bars
If you want to earn some money with karat bars, there's 8 different ways you can earn money. They fall into 2 main categories though. The first one is direct commission (that's one of the 8 ways) and the rest are based off of how much the people underneath you sell (which we will be ignoring, because it's kinda hard to get other people to be good salesmen)
To get 5% commission, you pay 99€, and in that package! you get a 99€ gift card (to be used to upgrade, because why should you have to re-pay money that you've already payed?) 5% commission and 2 3% off all gold purchases in the next year coupons that you can use yourself or give to others.
You can also get 10%, 15% and 20% commission. The major differences in the packages, is in those packages, they give you some gold, you get gift cards equal to the cost of the package, and you get supplements to help you sell. If you are interested in learning more about those packages, pm me.
How the commission works, is you have 2 sides. Each side starts with one person. All future people you bring to karat bars goes underneath those two people, but you still receive full commission. And for every x amount of karat bars sold underneath you, you get x€, even if you didn't refer them. Anything they buy from karat bars international, such as gold, or gift boxes gives you your commission.
The person who told me about it is currently pulling the limit from his cash card they they pay you through every day, which is $900. He has about 150 people underneath him all doing the 12 week program. It is possible to make that much, but he has been working his butt of getting people to sign up for it, and is using that money to find his own non profit organization. You shouldn't expect to make that much, but you can make a reasonable amount of money through commissions.
Everyone who has had experience with karat bars has had no complaints. There's only 2 "scams" people talk about. The first one is where people have the title be "karat bars, a scam?!" Then say "jkjk, it's not a scam. Buy gold from me" and the other is before they were karat bars, pre 2010 with some confusion about weather they owned their own gold mine or not. As of now, everyone loves karat bars to death! Just search google and youtube!
And that's basically what karat bars is. A way to move unstable fiat currency, to a secure form of wealth, gold, that everyone can afford! If you are interested in learning more at all, or purchasing or have any questions (even if you don't want to acquire gold, I want to know what people are confused about) post below, pm me, or email me at taysby5478@gmail.com and I would be more than happy to help you in your path to a secure future.
More info
http://www.karatbars.com/landing/?s=taysby
Can I trade you my bit coins
Jkjk
Ok this looks like a pyramid scheme.
Quote from: Taysby on March 09, 2014, 03:08:55 PM
How the commission works, is you have 2 sides. Each side starts with one person. All future people you bring to karat bars goes underneath those two people, but you still receive full commission, and the person they're under gets commission too. Anything they buy from karat bars international, such as gold, or gift boxes gives you your commission. Also, after a set number of units has been sold, you get a commission ranging from 50€ to 200€.
pyr·a·mid scheme
noun
noun: pyramid selling; noun: pyramid scheme; plural noun: pyramid schemes
1.
a form of investment (illegal in the US and elsewhere) in which each paying participant recruits two further participants, with returns being given to early participants using money contributed by later ones.
Because I would receive commission under you. Why wouldn't I want to go to the person above you or above them.
Quote from: Taysby on March 09, 2014, 03:37:33 PM
What bit coins? I thought they all went poof? ;)
As for it being a pyramid scheme, you aren't investing your money. You are exchanging it for gold, and karat bars has the lowest price for gold in 1 gram quantities that I have found. Everyone else charges $80-90. So tell me, how are they ripping you off by getting you to invest in something?
If it was that easy. Why not buy your 1gram of gold for $60 then sell it for $75. Rinse repeat several times until your rich.
Quote from: Taysby on March 09, 2014, 04:24:07 PM
pyramid scheme
noun
: a dishonest and usually illegal business in which many people are persuaded to invest their money and the money of later investors is used to pay the people who invested first
Under this definition it is not a pyramid scheme (Merrimack Webster)
Under your definition, any system with commission is a pyramid scheme.
It's technically impossible to join under the person above who selling it to you, because each person has only 2 people directly underneath them, before new people start going under someone else.
It's like this
A. He recruits two new people. It now looks like this
A
B C. Now for a to get more people, he puts them under someone else, but he still gets commission from them
A
B C
D E. X X
F
Can you continue your letter diagram until you have about fifty people in it I'm a little confused.
Quote from: Taysby on March 09, 2014, 04:24:07 PM
pyramid scheme
noun
: a dishonest and usually illegal business in which many people are persuaded to invest their money and the money of later investors is used to pay the people who invested first
Under this definition it is not a pyramid scheme (Merrimack Webster)
Under your definition, any system with commission is a pyramid scheme.
It's technically impossible to join under the person above who selling it to you, because each person has only 2 people directly underneath them, before new people start going under someone else.
It's like this
A. He recruits two new people. It now looks like this
A
B C. Now for a to get more people, he puts them under someone else, but he still gets commission from them
A
B C
D E. X X
F
That looks an awful lot like the makings of a pyramid if you ask me ;D
Sounds something like that one energy drink company. Veema?
Eh
Might as well sell weed if you have to speculate that much. Keep in mind....weed was worth as much as an oz of gold about a decade ago. And that was outdoor!
Long story is long.
Quote from: Taysby on March 09, 2014, 10:19:41 PM
What speculating am I doing.
Speculating on profit and a "you can't lose!" Sales pitch :P
Kangen water is the future!
Quote from: Taysby on March 09, 2014, 04:51:31 PM
Each person can only have 2 people directly underneath them. You have 2 people underneath you. For each of the 2 people below you, each can only have 2 beneath them, and so on.
I just read several articles on pyramid schemes to freshen up and what it is, is this. First person pays $100 then gets as many people as they can to get in and pay $100, and he gets all of the money, and they go out and get people to do the same. That is unsustainable.
Karat bars, you pay the company, not the person above you, the cost to get in, and anyone you refer, you get 5% or whatever commission level you are at, off of what they buy, (I think I'm explaining this correctly, I'll double check as soon as I'm done writing this) and off of their profits.
So say 1 dude made $100 and you have 5% commission. Karat bars (not that dude) pays you $5. And for the person above you, say that last purchase hit the magic number of units (I can find out if you want me to) and he gets like a 20€ bonus.
Then maybe it's a ponzzie scheme.
Quote from: Taysby on March 09, 2014, 08:29:47 PM
Updated with link. Who can I sign up?
Quote from: Taysby on March 09, 2014, 10:34:58 PM
I did say it would be long, but it felt like it took that much to sufficiently explain it. So how much gold are you interested in? The full 12 weeks?
This thread is fine, but comments like the above (bolded to emphasize my point here) worry me a little. It's fine that you found a gold investment plan that you believe in, but please don't try and pressure others to do so.
Perhaps these were in response to comments that were deleted, but I haven't seen anyone say they're going to put their money into this. I just don't want anyone feeling like a victim of a scam here.
Saying things like the above, when people are still speculating/uncomfortable with the idea comes off a bit negatively.
'Pyramid scheme' accusations aside, investing in gold is something id really like to do, not for me but for my children and theirs. Im 18 now and i think the US dolar will hold through my generation, but who knows for just how long. This really interests me, PM me if you have a chance id love to hear a little more
I'm not accusing them or anything, I'm just saying, Most scams aren't found out until they are.